You Determine the Financial Destination
We’ll Build a Roadmap to Get You There
Set the GPS for Your Financial Goals
Setting your financial goals can be a daunting task. How do you know when you have enough money to retire? What about the costs of sending your children or grandchildren to college? How about your legacy? There are so many questions, and they can all be overwhelming. We work with you to understand your goals and wishes and guide you toward achieving them..
Plan the Route
A comprehensive financial plan is the first step on your journey toward financial security. Our planners meet with you to understand your financial goals, determine your current financial circumstances, and develop a plan to help you reach those goals. These plans also consider tax strategies, estate planning, insurance analysis, retirement planning, and a review of employer benefits, where needed.
Leave the Driving to Us
Life doesn’t always follow the plan. New situations arise, priorities change, and decisions have to be made. We work to help simplify these adjustments. Our planners generally will meet with you twice per year in what we call Prosperity Planning Sessions to review every aspect of the financial environment, and to make adjustments where needed.
Our Core Values
Making sure you have the right plan is often a route filled with detours and obstacles. One small choice may impact other big decisions further down the road. Prosperity Wealth Planning is in the business of taking the complexities out of financial planning and making it easy to understand.
We believe that trust comes through being transparent. Our advice is provided in clear, easy-to-understand language, intended to give you a sense of ownership in the process and a clear understanding of how we are doing.
There is a real sense of accomplishment that comes from achieving your goals. The opportunity to share that joyful feeling is a big reason why we do what we do. Your progress is our progress. Our goal is to help you achieve your goals.
What Our Clients Are Saying...
Carolanne’s services have played a significantly positive role in our financial planning and successful retirement. She and the Prosperity Wealth Planning staff are extremely knowledgeable, professional and responsive. We look forward to working with them for years to come.
- Robin & Ron L.
We have worked with Carolanne for many years. She is very patient, relatable and trustworthy and always puts our interests first. She does a wonderful job of putting things into perspective. We feel like we are more financially secure thanks to Carolanne and her team.
- Cory and Kay C.
Carolanne and her team at Prosperity Wealth Planning are a great client-focused organization. We’ve worked with Carolanne for over 10 years. Her team is responsive, accountable, and forward thinking. We don’t hesitate recommending Prosperity Wealth Planning to friends.
- Dave and Fran D.
Carolanne from Prosperity Wealth has been our financial planner for many years. She is fantastic. During our planning meetings, she provides personalized service and you feel as though you are her only client. She stays current with her financial analysis and is able to advise us in all our investments. My husband and I trust Carolanne so much with her advice that we just let her do her magic. Both our adult children use Prosperity Wealth for their financial planning. We would not trust anyone else to invest our money.
- Peggy T.
It is always a pleasure working with Carolanne and the PWP Team. We really appreciate their professionalism, responsiveness, and wealth planning advice.
- Rick and Susan T.
Trust is paramount when it comes to Financial Planning. Carolanne and the Prosperity Wealth team have integrity and trust in spades.
- Julia W.
This is an unpaid testimonial by a current client. Prosperity selected the client to provide a testimonial.
We use technology to help make the complicated simple by providing you with easy-to-use interfaces, portfolio modeling, and access to real-time account information.
As part of our mission to educate our clients on all things financial, Supercharge Your Finances is a series of brief video presentations aimed at addressing important financial themes on a timely basis.
Frequently Asked Questions
Our typical client profile: You're smart with your money, a good saver, and looking to balance living a good life today with keeping one eye on tomorrow and your future. You have at least $500,000 to invest and, rather than trying to do this all by yourself, you'd prefer to use your time actually living and enjoying the present. You're OK with delegating the detailed financial work to an expert who can help lead the way to achieve those financial goals.
Yes, we are. And we wouldn't have it any other way.
"Fiduciary" simply means that we have an ethical obligation to always act in your best interests and to always place your best interests before our own. Fiduciary also means that we must provide financial advice that is sound, accurate, and free from conflicts of interest. Furthermore, fiduciaries are required to disclose any potential conflicts of interest to you and must strive to transact on your behalf in a manner that is as efficient and as low-cost as possible.
As fiduciaries (see previous), we are prohibited from selling any products or accepting any commissions. Our compensation is based solely on an annual advisory fee calculated as a percentage of the portfolio on which we are providing advice. Or, if you are working with us only to develop a comprehensive financial plan (I.e., no active management of investments/portfolio), a flat fee based on the complexity of your financial plan.